See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and help Spokane's healthcare workers, military personnel, and university students access cash while you eliminate thousands in annual credit card processing fees.
How the Cash Discount Program Works
Spokane’s diverse customer base—from Gonzaga and WSU Spokane students to military personnel from Fairchild Air Force Base and healthcare workers across Providence Health and MultiCare facilities—demonstrates a strong preference for cash transactions. Our system automatically applies a small service fee to all card transactions, but when a customer chooses to pay with cash, the service fee is waived, giving them an immediate discount. You keep the full sale amount without absorbing card processing costs—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems used across Spokane retail, hospitality, and service venues
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
Spokane’s robust mix of healthcare workers, military personnel, and university students generates consistent cash demand—reclaim those processing dollars that card networks take from your register.Increase Profit Margins
Whether you operate in Downtown Spokane, the Sullivan Road corridor, or near Gonzaga University, keeping more of each transaction strengthens your bottom line without raising menu or retail prices.Encourage Cash Payments
Spokane’s visitor economy and proximity to Northern Quest Casino mean cash-carrying customers are abundant; incentivizing cash transactions reduces chargebacks and appeals directly to the region’s military families and convention attendees who prefer tangible payment methods.Easy Setup and Integration
Our team programs your terminal and provides all signage—no tech headaches.Fully Compliant and Transparent
Spokane’s healthcare systems, hospitality operators, and retail merchants all rely on compliance frameworks; we ensure your cash discount program aligns with card network rules and state consumer protection regulations so you operate with confidence in the Inland Northwest market.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Protect your profit margins while serving Spokane’s diverse workforce—healthcare professionals, military personnel, and university students who rely on cash transactions.
CashVue’s Cash Discount Program lets Spokane businesses from Downtown to Kendall Yards, from NorthTown to Spokane Valley, eliminate processing fees and keep more revenue in your register.
Contact Us Today to discover how Providence Health partners, MultiCare affiliates, Gonzaga vendors, and Fairchild-area retailers are reclaiming thousands annually with zero processing fees.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. In Spokane, where military personnel from Fairchild Air Force Base, college students from Gonzaga University and WSU Spokane, and visitors from surrounding rural areas still prefer cash transactions, this compliance matters—many of your customers will appreciate a transparent incentive to use it..Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. This approach is particularly effective for Spokane’s retail corridors—from Downtown Spokane to the Sullivan Road corridor in Spokane Valley—where businesses compete on value and customer loyalty, not sticker shock..Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Whether your business serves healthcare workers from Providence Health or MultiCare, convenience shoppers in Five Mile, or visitors heading to Riverfront Park or the Spokane Convention Center, transparency builds trust in every transaction..Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Spokane-area accountants and financial service professionals familiar with our program confirm it integrates seamlessly with standard bookkeeping practices..Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In Spokane’s hospitality and service sectors, advanced manufacturing districts, and university-adjacent retail zones like the Garland District, the cash discount program has proven most effective for businesses managing payment processing costs while respecting customer choice..
